Filed. Acknowledged.
In real time.
When a return is ready, TaxWallet serializes it into the IRS manifest format, validates it against the schema, signs it, and routes it through a licensed external transmitter. The acknowledgment comes back to the same return — accepted or rejected with the exact reason code.
Manifest built
Return → IRS XML schema
Signed & sealed
EFIN · PIN · checksum
Transmitted
Encrypted over MeF
Acknowledged
Accepted · reason codes
Watch a return reach the IRS.
Form 1040
Manifest building
IRS · MeF
Gateway
This is the real pipeline, animated: a finished return is serialized into the IRS manifest, signed with your EFIN and PIN, transmitted to the IRS Modernized e-File gateway, and acknowledged back onto the return — accepted or rejected, with reason codes, in real time.
The proof is in the acknowledgment.
A submission engine is only as good as what comes back. Here is what the pipeline has actually produced in production.
98%
IRS acceptance rate
Schema validation catches most rejections before transmission — so the returns that reach the IRS are the ones it accepts.
30,000+
Returns accepted
Federal returns, every one acknowledged back onto the return in real time.
Seconds*
To acknowledgment
Real-time MeF, not an overnight batch you wait on until morning.
Since 2022
In production
Through every April crush since — the hours when instant acceptance matters most.
*IRS acknowledgment timing isn’t guaranteed. If the IRS takes longer, we keep polling and post your acceptance to your return the moment it comes back — nothing for you to do.
How a return reaches the IRS.
Four stages between a finished return and an IRS acknowledgment — and the connection that carries it. Every stage runs against the IRS schema, so a return that leaves TaxWallet is a return the IRS can read.
Manifest generation
A completed return is serialized into the IRS-defined XML schema — the manifest, the return data, and every required binary attachment — and validated against the schema before it ever leaves the building.
Signed & sealed
Each submission is signed with the originating EFIN, stamped with the practitioner PIN, and checksummed. Nothing transmits without passing structural validation first.
Routed to the transmitter
The sealed submission routes through a licensed external transmitter that holds the direct IRS connection. We are transparent about this: we generate and own the return; a licensed partner carries it the last mile to the IRS.
Acknowledgment returns
The IRS acknowledgment — accepted, rejected, or pending — flows back through the same channel and lands on the return in real time, with the exact reason codes attached.
The connection
Modernized e-File (MeF)
Returns ride the IRS’s real-time XML gateway — not a nightly batch drop — so acknowledgments come back in seconds.
EFIN + PIN signed
Every submission is signed with your originating EFIN and practitioner PIN, then checksum-sealed before it moves.
Encrypted in transit
The sealed manifest travels encrypted end to end through a licensed transmitter that holds the direct IRS link.
Schema-validated first
Each return is checked against the live IRS schema before transmission — most rejections never leave the building.
For your client
Verify your refund on the go.
The same acknowledgment that lands on your screen reaches your client’s phone the second the IRS issues it. No more “where’s my refund?” calls — they watch it move from filed to funded, in English or Spanish.
Push the moment status changes
Filed, accepted, approved, deposited — pushed in real time.
App + SMS, bilingual
Updates by app and text, in English or Spanish.
Refund tracking that ends the calls
Your office stops fielding status questions all season.
Refund status
Tax year 2025
Return filed
Transmitted to the IRS
IRS accepted
Acknowledged · real time
Refund approved
Amount confirmed
Refund deposited
Card or direct deposit
What you get at the wire.
The difference between software that submits and software that confirms is what happens after you hit send. Here’s what TaxWallet does once a return is in flight.
Real-time acceptance status
No overnight batch guessing. Acceptances and rejections surface on the return as the IRS issues them, per filing, per office.
Reason-coded rejections
When a return bounces, you get the IRS error code and the line it points to — not a generic failure. Fix it and resubmit in the same flow.
Transparent transmission
We don’t pretend to be the gateway. A licensed transmitter holds the IRS connection; we own everything up to and including the manifest.
Built for the deadline
The pipeline is sized for the April crush — the hours when volume spikes and acknowledgments need to be instant.
98% accepted · IRS-authorized e-file
Stop hitting send and
hoping it went through.
Every return leaves schema-validated, transmits over real-time MeF, and comes back acknowledged — on your screen and your client’s phone. See the whole pipeline live on a real return during a demo.