AI Model Disclosure

This AI Model Disclosure (“Disclosure”) describes how TaxWallet (“Company”, “we”, “our”) incorporates artificial intelligence systems into certain features of the Platform, including the dashboard, mobile applications, document automation, return organization tools, and communication workflows.

By using AI-enabled features, you acknowledge and agree to the terms of this Disclosure.

TaxWallet uses AI systems strictly to assist with:

• Document reading and organization,

• Automatic data extraction from uploaded files,

• Workflow optimization, suggestions, or reminders,

• Communication enhancement (draft replies, translation, summarization),

• Identity verification assistance (document clarity checks),

• Fraud signal detection and anomaly alerts.

AI features are designed to improve efficiency — AI outputs are NOT tax advice and must not be relied upon as such.

AI-generated content is not tax advice, legal advice, financial guidance, or a substitute for professional judgment.

You are solely responsible for reviewing, verifying, and confirming the accuracy of all AI-generated suggestions, summaries, classifications, or extracted data.

TaxWallet is not liable for:

• Incorrect AI outputs,

• Misinterpretation of AI suggestions,

• Filing errors resulting from reliance on AI,

• Penalties, audits, or financial losses arising from AI-related actions.

All AI-generated outputs must be manually reviewed and validated by:

• The tax professional, OR

• The taxpayer, when self-preparing information.

AI tools are intended to assist, not replace, human decision-making.

TaxWallet does not permit automated filing, automated tax calculations, or automated document approval without human confirmation.

AI systems may produce inaccurate, incorrect, incomplete, biased, or misleading results. Examples include:

• Misreading document fields,

• Incorrect tax form classification,

• Summaries containing inaccuracies,

• Suggestions based on incomplete context,

• Misidentification of fraud indicators.

No AI system used by TaxWallet guarantees 100% accuracy.

AI systems used within TaxWallet follow strict data-minimization and confidentiality standards.

You acknowledge and agree:

• TaxWallet does not train AI models using your tax data, personal information, documents, signatures, messages, or uploads.

• AI processing occurs using secure, isolated environments compliant with IRS Publication 1075, GLBA, and FTC Safeguards.

• Personal taxpayer information is not shared with model providers for training or improvement.

AI outputs may be stored only as needed to support your workflow (e.g., extracted data, summaries).

TaxWallet does not use your data to train, fine-tune, improve, or expand any AI model.

This includes:

• Taxpayer information,

• Identification documents,

• Financial data,

• Return information,

• Communications,

• Metadata.

Your data stays within isolated processing systems and is never provided to model developers for training or dataset enrichment.

TaxWallet may use third-party AI vendors or processing engines to deliver certain features. You acknowledge:

• Third-party providers act only as processors, not data owners,

• They are contractually bound to confidentiality and GLBA/FTC-compliant security,

• They may not train their models on your data,

• They may not retain or use your data for any purpose other than performing the requested operation.

A list of providers may be updated as necessary within the Platform.

You acknowledge and accept full responsibility for:

• Reviewing all AI-generated outputs before use,

• Ensuring accuracy and completeness of extracted or suggested data,

• Making final decisions regarding filings, workflows, and communication,

• Ensuring compliance with tax laws and professional obligations.

Use of AI features is entirely at your own risk.

To the maximum extent permitted by law, TaxWallet disclaims all liability for:

• Inaccurate or incomplete AI outputs,

• Filing errors, audit triggers, or penalties,

• Human reliance on automated suggestions,

• Loss of data resulting from AI processing,

• Third-party AI provider failures.

TaxWallet is not responsible for any damages — direct, indirect, incidental, consequential, or punitive — arising from the use or inability to use AI features.

TaxWallet may change, disable, enhance, or discontinue AI tools at any time without notice.

Material updates will be communicated when legally required.

Continued use of AI tools constitutes acceptance of updated terms.

TaxWallet AI Systems & Compliance Office

Email: support@taxwallet.ai

For inquiries regarding AI usage, data handling, or compliance obligations, please contact us.